Loan consolidation
A page within Financial Aid
Consolidation lets the borrower combine all of their federal subsidized and unsubsidized loans loans into a single loan.
Students who are currently attending school are not eligible to consolidate their loans.
Students may consolidate while they are either in their grace period or in repayment. Consolidating during a grace period can result in losing some of the grace period, but waiting until the loans are in repayment will result in a higher interest rate.
More information about consolidation of loans